Real Estate Investing Using Privatized Banking
In this video, I provide a detailed numerical analysis of a cash-flow real estate opportunity and how it is financed conventionally and using Privatized Banking. The leverage and risk control…
The SECURE Act, a.k.a. Yet Another Change to Qualified Plans
In this video, I discuss the SECURE Act, which became effective in 2020, and a comparison to another bad actor to deal with. https://youtu.be/DOanEgMk85s
Is Black Friday the Beginning or the End of Your Financial Well-being?
The holiday season is probably the exact opposite of the new year. In January, some people establish goals and adopt new behaviors that are intended to improve their lives. Yet…
The Difference Between Gain and Return
One of my Nash Institute colleagues was exploring 401(k) retirement plan returns. He learned from the retirement analysis chief at the Government Accounting Office that they “don’t maintain that information”,…
Will Forgiving Student Loan Debt Just Cause Another Crisis?
There is a lot of talk about student loan debt, the ballooning of college costs and the mismatch of the degrees purchased and the needs of the economy. With certain…
The Darkness at the End of the Social Security Tunnel
Here's a fun read. The Board of Trustees for the Social Security and Medicare programs in the United States just released their annual report. You can read it yourself here…
A Deeper Understanding of Deposit and Loan Availability
As more of us are flexing our Privatized Banking muscles, some questions come up that I wanted to make sure you knew about. This discussion applies to Lafayette Life insurance…
Why Our Money Is in the Best Possible Location?
A client recently asked me why our method of warehousing and growing money was so reliable. To answer this, we can refer to the fundamentals of investment advice that are…
Is Higher Education an Investment or a Style Choice?
A true investment is one in which we calculate a reasonable timeframe to be paid back our outlay (akin to Internal Rate of Return), and after that, the net profit…
The Federal Reserve just declared itself insolvent
They didn’t come out and say that, but numbers don’t lie. Allow me to make it clearer. Let’s look in the “Federal Reserve Banks Combined Quarterly Financial Report for September 30, 2018” :…