Is Tax Deferral Really a Benefit?
Like most of us, we do not like paying taxes, wherever our philosophical grounding in that emotion comes from. When presented by our employer, accountant or financial advisor the promise…
What is Money?
Money, when we hold it in our hands, is not really there. Of course an ounce of gold is real, but the gold stands for an idea. Money—and that gold…
Reducing Loss is Superior to Short Term Gains
There is a mysterious world of money. Not that it is supernatural, but it is hidden. The parts that hurt us the most go unnoticed because they are small (sometimes), insidious…
How we find ourselves here in Personal Banking
We come to the Personal Banking mindset from different directions. But there is a common thread. There comes a point, even if someone has not suggested to you that there…