You Just Lost Every Dime of Your Savings Growth This Year
Let’s review why using Wall Street as a savings plan is a bad idea. As of this writing, the S&P 500 is down 9.4 percent in three weeks, with two…
Regulation Does Not Make Investments Safe
I saw an interesting YouTube video about person-to-person lending practices in China. As you know, China is anything but a free market economy. People there need access to financing without…
The Emperor’s Bank Has No Clothes
A recent article in Bloomberg (first noted by my most excellent colleague Carlos Lara) pointed out the latest rigged game of the Federal Reserve and their commercial bank pals. …
Tony Robbins Is Wrong Again, Darn It
Tony Robbins, the creator of the modern motivation industry, has authored a second book on money, called Unshakable. I won’t include the link here because I have not read it,…
Why Financial Planning IS Like Rocket Science
That title is not clickbait. I am dead serious and will show you why. My resume is a bit different from most people in financial planning. It includes “Rocket Scientist”…
Forgotten Financial Knowledge: Members-Only Video
In our first members-only exclusive video, we discuss how the average person in America understood a fundamental and critical concept of savings -- that most no longer understand. Our member section…
Financial Literacy Warnings from Establishment Media
I followed a link someone had posted on Facebook. Yes, yes I know it’s often a mistake, but since it mentioned financial literacy—or the lack thereof—why not? The headline, from…
Independence Day, Every Day
Those of us who go on and on about the government and their central bankers printing trillions of dollars may not have been making our point strongly enough. The creation…
Bitcoin and Privatized Banking, Article First of ?
At the start of 2017 I wrote a blog about bitcoin as it crossed the $1000 price point. After recent conversations with some very intelligent people, excited about bitcoin and crypto-currencies,…
Good Banking Is Not Entertainment
The difference in the investments a mutual insurance company makes for us versus the rest of the securities world is that stocks are traded for speculative reasons, for increases in…